I just don't like the way some mortgage brokers or High Street Banks make you feel like some sort of criminal just because you don't have the necessary paperwork to apply for a mortgage. I work as hard as the next man so that I can put a roof over my family's head and dinner on the table ' why should I suffer?

I'd practically given up looking for a mortgage after being turned down by everyone, until I saw a National & Capital advert in the local newspaper. I gave them a call during my lunch break and it was so refreshing to speak to someone who wasn't in some foreign call centre thousands of miles away and knew exactly what I needed.

Needless to say, after a little bit of help from my new friends at National & Capital, I've now moved my family into our new house - I'd give them a job any day!

Luke Bailey*

* This is an example of a typical customer scenario where National & Capital have helped in the past.

OVERALL COST FOR COMPARISON IS 9% APR.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration. APR variable and based on a usual case. Our fees are either £995 or £2995 dependent on the product purchased. Tracker, fixed and discounts available. Early repayment charges apply and may also apply on your existing mortgage.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

National & Capital is authorised and regulated by the Financial Services Authority for mortgage and non-investment insurance business. Authorisation number 457207. This site is intended for people that live in the UK. © Copyright National & Capital 2006. All rights reserved.